A stronger community starts with each other.
St. John the Baptist Catholic Church Riruta Self Help Group brings people together to save, access affordable credit, and build a more secure future.
Discover the groupRooted in Riruta, our work is guided by a simple idea: when people have the chance to save, grow, and support one another, the whole community moves forward.
A shared vision.
A practical mission.
Every step we take is aimed at improving social and economic wellbeing across Riruta and beyond.
An economically empowered and unified community.
01To enhance the socio-economic welfare of communities within Riruta and beyond through savings mobilization, affordable credit, capacity building, and exemplary customer service driven by innovative and prudent management.
02
Room to save.
Support to grow.
We bring practical financial support and a strong sense of community together, so members can move forward with confidence.
Build a saving habit
Save consistently with a community that encourages planning and steady progress.
Explore member credit
Learn about the group’s credit options and the current requirements for members.
Grow with the community
Take part in a group focused on empowerment, learning, and shared wellbeing.
Make your payment
with confidence.
Use M-PESA PayBill 8998990. The account number depends on what you are paying for. Replace “ID number” with your National ID number, without the angle brackets.
Choose your savings type
505200#<ID number>MS505200#<ID number>MSA505200#<ID number>CSGUse the correct loan suffix
505200#<ID number>ED505200#<ID number>BL505200#<ID number>DL505200#<ID number>AB505200#<ID number>ELCheck the account number with the group if you are unsure which category applies before sending a payment.
St. John the Baptist Catholic ChurchRiruta Self Help GroupCurious about membership?
Start a conversation with the group. We’ll help you understand how membership works and share the latest requirements with you.
Get in touchCall or WhatsApp our team.
Ask your questionsLearn about membership and saving.
Know what comes nextGet current requirements directly from us.
People, place,
and progress.
Meet our team, see our Riruta office, and explore a few moments of recognition from Caritas Nairobi.
Our work has been recognised for community service, innovation, and group development. These images show awards and certificates presented to the group.
Latest articles
and updates.
News, practical guidance, and stories shared by St. John the Baptist Catholic Church Riruta Self Help Group.
Discover the Benefits of Saving With Us
St. John the Baptist Catholic Church Riruta SHG where your savings do more than stay idle—they open doors to financial growth and security.
Read article
OUR LOAN PRODUCTS
We offers a range of loan products designed to meet members’ financial needs, promote development, and improve livelihoods.
Read article
OUR SAVINGS PRODUCTS
Are you looking for a safe and convenient way to save for your future? Our Savings Accounts are designed to help individuals, groups, parents, and children develop a saving culture and achieve their financial goals.
Read articleGrow your career.
Grow our community.
Explore opportunities to serve alongside St. John the Baptist Catholic Church Riruta Self Help Group.
See all opportunitiesNew roles will appear here when the group is hiring.
View careersA few things
you may wonder.
Still have a question? Our team is happy to help.
Talk to our team01Group & membership
3 questions
What is St. John the Baptist Catholic Church Riruta Self Help Group?
A savings and credit group under the Catholic Archdiocese of Nairobi, empowering members through savings, affordable credit, and capacity building.
Who can become a member?
Eligible individuals and corporates who meet the Group's registration requirements.
What are the membership requirements?
Individual membership
- National ID or passport
- KRA PIN
- Passport-size photograph
- Next of Kin ID
- Beneficiary details
- Applicable registration fee
Corporate membership
- List of all group members
- National ID or passport copies for all signatories
- Passport-size photographs of all signatories
- Registration certificate, where applicable
- Group by-laws or constitution
Minor savings account
- National ID or passport copies for the guardian and Next of Kin
- Minor's birth certificate, birth notification, or baptism card
- Passport-size photographs of the minor and guardian
02Savings
3 questions
How much should I save?
The minimum monthly savings is KSh 50. Members are encouraged to save more whenever possible.
How often can I save?
You can save as frequently as you are able. Additional deposits are allowed.
Can I withdraw my savings?
No. Your savings serve as security for accessing loans, subject to Group policy.
03Loans & repayments
12 questions
When do I qualify for a loan?
New members qualify after 6 months of savings, subject to meeting the applicable loan requirements.
How much can I borrow?
Up to 5 times your savings, subject to loan assessment, security, and applicable terms.
What loan products are available?
Emergency, Business, Education, Development, and Agri-Business loans, plus special loan products for Youth, Senior Citizens, and Persons Living With Disabilities (PLWD).
What are the loan interest rates?
- Standard loans: 1% per month on a reducing balance
- Special loan products: 0.8% per month on a reducing balance
How long do I have to repay my loan?
Repayment periods range from 2 to 8 years, depending on the loan amount.
Can I have more than one loan?
Yes. Members may have more than one loan product, subject to qualification and available capacity. A refinance may be considered after 50% repayment of an existing loan.
What documents are required for a loan?
A duly completed and signed loan application form and ID copy. Bank statements are required for loans above KSh 1 million.
How many guarantors do I need?
There is no fixed number. Guarantorship is based on the “shilling for a shilling” security principle.
Can I guarantee more than one member?
Yes, subject to the applicable guarantorship requirements.
What happens if a borrower defaults?
Recovery action may be taken in accordance with Group policy, including offsetting the outstanding obligation against the borrower's and/or guarantors' savings, where applicable.
What charges apply to loans?
- LSF/Insurance: usually 1% of the loan amount
- Loan application form: KSh 100
- CRB check/report: KSh 100
- Transaction charge per transfer: KSh 50 for M-PESA or KSh 75 for bank transactions
What happens if I miss a loan repayment?
The loan goes into arrears and may trigger the Group's recovery process.
04Accounts & member welfare
3 questions
When does an account become dormant?
After 6 months of inactivity.
Can I reactivate a dormant account?
Yes. Reactivation can be done by making a qualifying deposit and meeting applicable requirements.
What is the Benevolent Fund?
A welfare benefit established under the Group's policy to provide financial assistance following the demise of a qualifying member/contributor or minor member, subject to the applicable terms.
05Payments
2 questions
How do I make payments?
Through approved channels, including M-PESA PayBill and bank deposit.
How do I know my payment has been received?
Once processed, the payment is reflected in your member account and an SMS/mobile alert is sent where the notification service is active.
Your next step
starts here.
Ask about membership, savings, or how the group works.
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