OUR LOAN PRODUCTS

1. Business Loans

Available to individual and corporate members to support ongoing business activities. Repayment is based on the approved loan repayment schedule.

2. Development Loans

All-purpose loans available to individual and corporate members to finance development projects. Repayment follows the approved loan repayment schedule.

3. Agribusiness Loans

Designed to finance agricultural activities and support farmers’ diverse needs, with a maximum repayment period of 24 months.

4. Emergency Loans

Provide financial assistance to members facing unforeseen circumstances, including sickness, accidents, and natural disasters. The maximum loan amount is KSh 100,000, repayable within 12 months. Corporate members are not eligible.

5. Education Loans

Cater for school fees and related educational expenses. Applicants must present a valid fee structure before disbursement. Repayment periods are up to 24 months for post-secondary education and 12 months for primary and secondary education. Corporate members are not eligible.

6. Special Member Loans

Designed to promote inclusive access to finance for specific membership groups:

a) Senior Citizen Loan: For members aged 65 years and above.

b) Youth Loan: For members aged 18–35 years.

c) PLWDs Loan: For Persons Living with Disabilities.

Terms and conditions are guided by our lending policies.

Through these loan products, we remain committed to empowering members, supporting economic growth, and improving livelihoods.